html,body{margin:0;padding:0}
img{max-width:100%}
[hidden]{display:none!important}
/* Layout: quiet private-bank site. Stone pages, one navy band per view, rising brass arches as the only ornament. Single committed look (brand colours do not invert). */
:root{
  color-scheme: light;
  --quay:#0F1B2D; --harbour:#25374F; --brass:#A8834E; --brass-text:#7A5A2B; --brass-light:#C6A26B;
  --surface:#F5F4F0; --raised:#FFFFFF; --limestone:#EAE7DF; --line:#D6D1C6;
  --ink:#0F1B2D; --muted:#566170; --on-quay:#ECEAE4; --on-quay-muted:#A9B2BE;
  --serif:"Cormorant Garamond", Garamond, "Times New Roman", serif;
  --sans:"Libre Franklin", "Helvetica Neue", Arial, sans-serif;
  --wrap:1200px;
}
*{box-sizing:border-box}
body{background:var(--surface);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--brass-text)}
a:focus-visible,button:focus-visible{outline:2px solid var(--brass);outline-offset:3px}
h1,h2,h3{font-family:var(--serif);font-weight:500;text-wrap:balance;margin:0;color:inherit}
p{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding-left:max(24px, env(safe-area-inset-left,0px));padding-right:max(24px, env(safe-area-inset-right,0px))}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--brass-text)}
.band-dark .eyebrow{color:var(--brass-light)}
.lead{font-size:19px;line-height:1.6;color:var(--muted);max-width:60ch}
.muted{color:var(--muted)}

/* header */
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:30;background:var(--surface)}
header.site{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:rgba(245,244,240,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:16px}
.brand{display:block;line-height:0}
.brand .logo{height:44px;width:auto;display:block}
nav.main{display:flex;align-items:center;gap:28px}
nav.main a{color:var(--ink);text-decoration:none;font-size:14px;font-weight:500;padding-block:6px;border-bottom:1px solid transparent}
nav.main a:hover{border-bottom-color:var(--brass)}
nav.main a[aria-current="page"]{border-bottom-color:var(--brass);color:var(--ink)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:2px;padding:10px 14px;font:600 12px/1 var(--sans);letter-spacing:.15em;text-transform:uppercase;color:var(--ink);cursor:pointer}

.btn{display:inline-flex;align-items:center;gap:8px;font:600 13px/1 var(--sans);letter-spacing:.08em;text-transform:uppercase;padding:16px 24px;border-radius:2px;text-decoration:none;border:1px solid transparent;cursor:pointer;min-height:48px}
.btn-primary{background:var(--quay);color:var(--on-quay)}
.btn-primary:hover{background:var(--harbour)}
.btn-ghost{border-color:var(--ink);color:var(--ink);background:transparent}
.btn-ghost:hover{background:var(--limestone)}
.band-dark .btn-ghost{border-color:var(--on-quay);color:var(--on-quay)}
.band-dark .btn-ghost:hover{background:var(--harbour)}
.btn-light{background:var(--on-quay);color:var(--quay)}
.btn-light:hover{background:#fff}
nav.main .btn{padding:12px 18px;min-height:40px;font-size:12px;border-bottom:none;color:var(--on-quay)}

/* sections */
.section{padding-block:104px}
.section.tight{padding-block:72px}
.band-dark{background:var(--quay);color:var(--on-quay)}
.band-dark .lead,.band-dark .muted{color:var(--on-quay-muted)}
.band-stone{background:var(--limestone)}
.rule{width:48px;height:2px;background:var(--brass)}
.stack{display:flex;flex-direction:column;gap:20px}

/* hero */
.hero{padding-block:88px 0;position:relative;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:48px;align-items:end}
.hero h1{font-size:clamp(48px,7vw,92px);line-height:.98;letter-spacing:-.01em}
.hero .stack{gap:28px;padding-bottom:96px}
.ctas{display:flex;flex-wrap:wrap;gap:12px;padding-top:8px}
.arches{display:flex;align-items:flex-end;justify-content:center;gap:clamp(14px,2.2vw,28px);height:440px;position:relative}
.arch{width:clamp(48px,7vw,88px);border-radius:999px 999px 0 0;background:var(--quay);transform-origin:bottom;animation:rise 1.1s cubic-bezier(.2,.7,.2,1) both}
.arch.a1{height:40%;animation-delay:.05s}
.arch.a2{height:66%;animation-delay:.2s}
.arch.a3{height:94%;background:var(--brass);animation-delay:.35s}
.waterline{height:8px;background:var(--brass);position:relative;z-index:1}
@keyframes rise{from{transform:scaleY(.35)}to{transform:scaleY(1)}}
@media (prefers-reduced-motion:reduce){.arch{animation:none}}
/* desktop: hero + facts band fill the first screen exactly */
@media (min-width:961px) and (min-height:560px){
  .hero-screen{display:flex;flex-direction:column;min-height:calc(100vh - var(--head-h,77px));min-height:calc(100svh - var(--head-h,77px))}
  .hero-screen .hero{flex:1 0 auto;display:flex;flex-direction:column;padding-top:clamp(20px,4vh,56px)}
  .hero-screen .hero-grid{flex:1 0 auto;width:100%}
  .hero-screen .hero h1{font-size:clamp(46px,min(7vw,10vh),92px)}
  .hero-screen .hero .stack{align-self:center;gap:clamp(16px,3vh,28px);padding-block:clamp(16px,4vh,56px)}
  .hero-screen .arches{height:clamp(220px,52vh,540px)}
  .hero-screen .fact{padding-block:clamp(18px,3vh,28px)}
}

/* intro */
.split{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:64px;align-items:start}
.split h2{font-size:clamp(34px,4vw,48px);line-height:1.08}
.big-p{font-size:20px;line-height:1.65;color:var(--ink);max-width:62ch}

/* offerings */
.offer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid var(--line)}
.offer{padding:36px 32px 40px 0;display:flex;flex-direction:column;gap:14px;border-right:1px solid var(--line)}
.offer + .offer{padding-left:32px}
.offer:last-child{border-right:none}
.offer h3{font-size:28px;line-height:1.15;font-weight:600}
.offer p{color:var(--muted)}
.offer a{font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;text-decoration:none;margin-top:auto;padding-top:8px}
.offer a:hover{text-decoration:underline;text-underline-offset:4px}

/* principles */
.principles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px}
.principle{border-top:2px solid var(--brass);padding-top:20px;font-family:var(--serif);font-style:italic;font-size:28px;line-height:1.25}

/* process */
.steps{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:24px;counter-reset:s}
.step{display:flex;flex-direction:column;gap:10px;min-width:0}
.step .n{font-family:var(--serif);font-size:44px;line-height:1;color:var(--brass)}
.step h3{font-family:var(--sans);font-size:16px;font-weight:600;letter-spacing:.02em}
.step p{font-size:15px;line-height:1.6;color:var(--muted)}
.band-dark .step p{color:var(--on-quay-muted)}
.steps-rise .step:nth-child(1){padding-top:96px}
.steps-rise .step:nth-child(2){padding-top:72px}
.steps-rise .step:nth-child(3){padding-top:48px}
.steps-rise .step:nth-child(4){padding-top:24px}

/* closing band */
.closing{display:flex;justify-content:space-between;align-items:center;gap:40px;flex-wrap:wrap}
.closing h2{font-size:clamp(34px,4.4vw,56px);line-height:1.05;max-width:18ch}

/* page heads */
.page-head{padding-block:88px 56px;border-bottom:1px solid var(--line)}
.page-head h1{font-size:clamp(42px,5.6vw,72px);line-height:1.02;max-width:16ch}
.page-head .stack{gap:22px}

/* detail lists */
.detail{display:grid;grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:48px;padding-block:44px;border-bottom:1px solid var(--line)}
.detail h2{font-size:32px;line-height:1.15;font-weight:600}
.detail .body{display:flex;flex-direction:column;gap:14px;max-width:64ch}
.detail .note{font-size:14px;color:var(--muted);border-left:2px solid var(--brass);padding-left:14px}
.tag{font-size:11px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--brass-text)}

.who-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0;border-top:1px solid var(--line)}
.who{padding:40px 40px 44px 0;border-bottom:1px solid var(--line);display:flex;flex-direction:column;gap:12px}
.who:nth-child(odd){border-right:1px solid var(--line)}
.who:nth-child(even){padding-left:40px}
.who h2{font-size:30px;line-height:1.15;font-weight:600}
.who p{color:var(--muted);max-width:52ch}

/* contact */
.contact-grid{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:64px;align-items:start}
.card{background:var(--raised);box-shadow:0 0 0 1px var(--line);padding:36px;display:flex;flex-direction:column;gap:22px}
.card dl{margin:0;display:grid;gap:18px}
.card dt{font-size:11px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--brass-text);margin-bottom:4px}
.card dd{margin:0;font-size:16px;line-height:1.55}
.copy-row{display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.copy-btn{background:none;border:1px solid var(--line);border-radius:2px;padding:0;width:30px;height:30px;margin-block:-3px;display:inline-flex;align-items:center;justify-content:center;color:var(--ink);cursor:pointer}
.copy-btn svg{display:block}
.copy-btn:hover{border-color:var(--ink)}
.status{font-size:13px;color:var(--brass-text)}
.status:not(:empty){margin-top:6px}

/* footer */
footer.site{background:var(--quay);color:var(--on-quay-muted);padding-block:72px 40px;font-size:14px}
.foot-grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,3fr) minmax(0,4fr);gap:48px}
footer .logo{height:52px;width:auto;display:block}
footer a{color:var(--on-quay);text-decoration:none}
footer a:hover{text-decoration:underline;text-underline-offset:4px}
.foot-nav{display:flex;flex-direction:column;gap:10px}
.foot-h{font-size:11px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--brass-light);margin-bottom:6px}
.legal{border-top:1px solid #2C3D55;margin-top:56px;padding-top:28px;display:flex;flex-direction:column;gap:14px;font-size:12px;line-height:1.7}

/* facts strip */
.facts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-top:1px solid #2C3D55}
.fact{padding:28px 24px 28px 0;display:flex;flex-direction:column;gap:6px;min-width:0}
.fact + .fact{padding-left:24px;border-left:1px solid #2C3D55}
.fact b{font-family:var(--serif);font-weight:500;font-size:26px;line-height:1.15;color:var(--on-quay)}
.fact span{font-size:14px;color:var(--on-quay-muted)}

/* how-it-works diagram */
.flow{display:grid;grid-template-columns:minmax(0,1fr) 56px minmax(0,1fr) 56px minmax(0,1fr);align-items:stretch;gap:0}
.node{background:var(--raised);box-shadow:0 0 0 1px var(--line);padding:24px;display:flex;flex-direction:column;gap:8px;min-width:0}
.node.brass{box-shadow:0 0 0 2px var(--brass)}
.node .tag{margin-bottom:2px}
.node h3{font-size:24px;line-height:1.15;font-weight:600}
.node p{font-size:14px;line-height:1.6;color:var(--muted)}
.arrow{display:flex;align-items:center;justify-content:center;color:var(--brass);font-size:13px;font-weight:600}
.arrow svg{width:40px;height:16px}
.flow-foot{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:32px}
.flow-foot div{border-top:1px solid var(--line);padding-top:14px;font-size:14px;line-height:1.6;color:var(--muted)}
.flow-foot b{display:block;color:var(--ink);font-weight:600;margin-bottom:4px}
.illus{font-size:12px;color:var(--muted);letter-spacing:.02em}

/* scenarios */
.scen-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.scen{background:var(--raised);box-shadow:0 0 0 1px var(--line);display:flex;flex-direction:column;min-width:0}
.scen-top{background:var(--quay);height:120px;position:relative;overflow:hidden}
.scen-top i{position:absolute;bottom:0;width:26px;border-radius:13px 13px 0 0;background:var(--harbour)}
.scen-top i.b{background:var(--brass)}
.scen-body{padding:24px 24px 28px;display:flex;flex-direction:column;gap:10px}
.scen h3{font-size:24px;line-height:1.2;font-weight:600}
.scen p{font-size:15px;line-height:1.6;color:var(--muted)}
.scen .out{border-top:1px solid var(--line);padding-top:12px;margin-top:4px;font-size:14px;color:var(--ink)}

/* partners strip */
.partners{display:flex;flex-wrap:wrap;gap:12px 40px;align-items:center;font-family:var(--serif);font-size:24px;color:var(--muted)}
.partners span{white-space:nowrap}

/* faq */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:24px;align-items:center;padding:24px 0;font-family:var(--serif);font-size:24px;line-height:1.25;font-weight:600}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--sans);font-weight:400;font-size:24px;color:var(--brass);flex-shrink:0}
.faq details[open] summary::after{content:"\2212"}
.faq .a{padding:0 0 26px;max-width:72ch;color:var(--muted);display:flex;flex-direction:column;gap:10px}

/* insights */
.ins-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}
.ins{display:flex;flex-direction:column;gap:12px;text-decoration:none;color:inherit;border-top:2px solid var(--brass);padding-top:20px}
.ins h3{font-size:26px;line-height:1.2;font-weight:600}
.ins p{font-size:15px;color:var(--muted)}
.ins .more{font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--brass-text);margin-top:auto}
.ins:hover h3{text-decoration:underline;text-underline-offset:5px;text-decoration-thickness:1px}
.article{max-width:720px;margin:0 auto;display:flex;flex-direction:column;gap:22px;font-size:18px;line-height:1.75}
.article h2{font-size:30px;line-height:1.2;font-weight:600;margin-top:16px}
.article p{color:var(--ink)}
.article .meta{font-size:13px;color:var(--muted)}
.back{font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;text-decoration:none}

/* about */
.leader{display:grid;grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:48px;align-items:start}
.portrait{aspect-ratio:4/5;max-width:100%;background:var(--quay);border-radius:999px 999px 0 0;display:flex;align-items:flex-end;justify-content:center;gap:10px;padding-bottom:0;overflow:hidden}
.portrait i{width:18%;border-radius:999px 999px 0 0;background:var(--harbour);display:block}
.portrait i.b{background:var(--brass)}
.values{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}
.value{display:flex;flex-direction:column;gap:10px}
.value h3{font-size:28px;font-weight:600}
.value p{color:var(--muted)}

.reveal{animation:fade .7s ease both}
@keyframes fade{from{opacity:.6;transform:translateY(8px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.reveal{animation:none}}

@media (max-width:960px){
  .facts{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
  .fact:nth-child(3){padding-left:0;border-left:none}
  .fact:nth-child(n+3){border-top:1px solid #2C3D55}
  .flow{grid-template-columns:minmax(0,1fr)}
  .arrow{height:44px}.arrow svg{transform:rotate(90deg)}
  .flow-foot,.scen-grid,.ins-grid,.values,.leader{grid-template-columns:minmax(0,1fr)}
  .portrait{max-width:320px}
}

@media (max-width:1180px){
  .menu-btn{display:inline-flex}
  nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:var(--surface);border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;gap:4px;padding:12px max(24px, env(safe-area-inset-right,0px)) 20px max(24px, env(safe-area-inset-left,0px))}
  nav.main.open{display:flex}
  nav.main a{padding-block:10px}
}


@media (max-width:960px){
  .hero-grid,.split,.contact-grid,.detail,.foot-grid{grid-template-columns:minmax(0,1fr)}
  .arches{height:300px}
  .hero .stack{padding-bottom:40px}
  .offer-grid,.principles{grid-template-columns:minmax(0,1fr)}
  .offer,.offer + .offer{padding:28px 0;border-right:none;border-bottom:1px solid var(--line)}
  .steps{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
  .steps-rise .step:nth-child(n){padding-top:0}
  .who-grid{grid-template-columns:minmax(0,1fr)}
  .who,.who:nth-child(even){padding:28px 0;border-right:none}
  .section{padding-block:72px}
  .menu-btn{display:inline-flex}
  nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:var(--surface);border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;gap:4px;padding:12px max(24px, env(safe-area-inset-right,0px)) 20px max(24px, env(safe-area-inset-left,0px))}
  nav.main.open{display:flex}
  nav.main a{padding-block:10px}
  .brand .logo{height:36px}
}
@media (max-width:520px){
  .steps{grid-template-columns:minmax(0,1fr)}
  .card{padding:24px}
}

/* scroll motion (classes added by site.js; nothing is hidden without JS or with reduced motion) */
.rv{opacity:0;transform:translateY(16px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1)}
.rv.rv-rise{transform:translateY(56px);transition-duration:.9s}
.rv.in{opacity:1;transform:none}
.draw-line{position:relative;border-top-color:transparent!important}
.draw-line::before{content:"";position:absolute;left:0;right:0;top:-2px;height:2px;background:var(--brass);transform:scaleX(0);transform-origin:left;transition:transform 1.1s cubic-bezier(.2,.7,.2,1) .2s}
.draw-line.drawn::before{transform:none}
.rule.draw{transform:scaleX(0);transform-origin:left;transition:transform 1.1s cubic-bezier(.2,.7,.2,1) .2s}
.rule.draw.drawn{transform:none}
.arches{will-change:transform}